Max Ira Contribution 2024 Married Filing. — if you’re married filing jointly or a qualifying widow(er): — for 2023 and 2024, married individuals filing separately can only contribute to a roth ira if their modified adjusted gross income (magi) is less than $10,000.
Use our ira selector tool to see if you’re eligible. If you’re age 50 or older, you’re eligible for extra contributions as well.