401k Limits 2024 Married. Total 401(k) plan contributions by an employee and an employer cannot exceed $69,000 in 2024. In 2024, the income limit for the credit increased to $76,500 for married couples filing jointly, up from $73,000 in 2023.
Workplace retirement plan contribution limits for 2024. Each spouse can contribute up to $23,000 in their 401(k) account for 2024, or up to $46,000 as a couple.