2024 401k Contribution Max Over 50. The total employee contribution limit to all 401(k) and 403(b) plans for those under 50 will be going up from $23,000 in 2024 to $23,500 in 2025. So, for those individuals, the total 401(k) contribution cap.
The overall 401(k) limits for employee and employer contributions. Starting in 2024, employees can contribute up to $23,000 into their 401(k), 403(b), most 457 plans or the thrift savings plan for federal employees, the irs.